Like most drivers in New York, you may carry auto insurance because it’s required by state law. However, your third-party injury and property damage coverages wouldn’t pay to replace or repair your car after theft or damage in an accident. For additional financial protection, you should look into customized comprehensive and collision coverage with the
Insurance agents typically do the heavy lifting when it comes to providing coverage, making it easier for clients to access customized policies from their preferred insurance providers. For instance, an insurance agent can ease getting and comparing quotes from different insurance companies. However, while both captive and independent agents work on a commission basis, the
